Le assicurazioni private e la classificazione dell’infortunio derivante da Covid-19
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The essay starts from a historical and systematic reconstruction of both social security and private insurance systems and highlights their different function and object of protection. The first one aims in fact to protect the person of the worker as an interest of the community, the second one satisfies instead private interests of the insured party. Given the socio-economic purpose underlying the legislation introduced for the pandemic emergency, art. 42 D.L. n. 18/2020, which qualifies Covid-19 infection as an accident from a social security point of view, does not apply to private insurance, where viral infections cannot be considered as violent injuries.
keywordscoronavirus infection (SARS-CoV-2), accident and health insurance, scope of emergency legislation.Biografia dell'autoreCaterina Giovanetti, Giudice del Tribunale civile di Monza. |
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